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Credit Reporting and Criminal Background Check Error Claims

Do you believe that there has been an error on your credit file which has negatively affected your credit score? Has this error caused you to be denied credit? Has it brought on higher interest rates or increased insurance premiums?

Do you believe that there has been an error in your background information that has caused you to be denied employment or to be terminated from your job?

These errors should not happen. They are clear violations of the Fair Credit Reporting Act (FCRA). You have the right to seek compensation for the damages caused by these credit reporting and background check errors.

Common Credit Reporting Errors

The most common type of error on credit reports provided by agencies -- including Experian, Equifax, and Trans Union -is the reporting of debt that is not actually owed.

Frequently, these situations arise after bankruptcy is filed. Rather than eliminating the debt according to the bankruptcy, creditors continue to report that the debt is owed. For example, Caddell & Chapman has been named as Co-lead Counsel in the two largest Fair Credit Reporting Act ("FCRA") cases in history.

Common Criminal Background Check Errors

The most common type of error in criminal background checks involves merged files. This happens when the files of two people with the same name are merged together. If one has a criminal record, it will show up in the other's background check, regardless of the fact that the two people have different birth dates and Social Security numbers. Caddell & Chapman was Co-lead counsel in one of the largest ever class action recoveries involving criminal background checks.

If it Happened to You, it May Have Happened to Someone Else

At the law firm of Caddell & Chapman, our attorneys have more than two decades of experience handling significant consumer protection cases throughout Texas and on a nationwide basis.

When you contact us to review your case, we will thoroughly review it whether other people have been impacted as well.

If that is the case, we will pursue a class action lawsuit to seek compensation for everyone who has suffered damages due to the same act of wrongdoing.

Contact us today to discuss your case with an experienced lawyer.

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